L'accès aux financements demeure un enjeu majeur pour les petites et moyennes entreprises (PME) et un obstacle à la reprise économique dans la plupart des pays, selon un nouveau rapport de l'OCDE.Lire plus
Discours du directeur du centre sur l'entreprenariat, les PME et le développement local au 8ème congrès des chambres de commerce à Doha.Lire plus
Projet qui tend à soutenir les politiques de soutien efficace sur l'entreprenariat à travers la création de solides données sur les activités de l'auto-emploi et de l'entreprenariat.Lire plus
This fourth edition monitors SMEs’ and entrepreneurs’ access to finance in 34 countries over the period 2007-13, across an expanded array of indicators, including debt, equity, asset-based finance and framework conditions. These are complemented by an overview of recent developments in public and private initiatives to support SME finance, and a special focus on non-performing loans. The report aims to provide a comprehensive framework for policy makers and other stakeholders to evaluate the financing needs of SMEs. Read Financing SMEs and Entrepreneurs 2015 - An OECD Scoreboard
Read also the press release
This review underlines some important points of strength with respect to Italian SMEs and entrepreneurship, notably for medium-sized firms that very often excel in their market niches, have a strong propensity to business collaboration, as well as favourable access to finance. The review also looks at the challenges that lie ahead for Italy, hard hit by the global economic crisis, notably among micro and small firms. Recovery will mean, among other things, removing barriers to business growth, streamlining the complexity of the Italian tax system, and opening the business environment to competition, foreign direct investment and equity financing, as well as improving training and workforce skills.
SMEs comprise the overwhelming majority of firms in almost all countries, and contribute to at least two thirds of total employment. New firms in any year account for around 5 per cent of all jobs in that year. As well as creating jobs, SMEs and entrepreneurs drive economic growth through their contribution to innovation and productivity growth.
However, access to finance is a major barrier to SMEs and entrepreneurs, who consistently report problems in obtaining external financing. In part, this is because these businesses seek small scale lending, which might not compensate banks for their monitoring and screening costs. Unproven business models also make new entrepreneurs relatively risky. Lack of collateral, demand for longer maturities, and information opacity strengthen the magnitude of the problem.