Household total net worth represents the difference between the total value of household assets and the total value of their outstanding liabilities.
Assets include both financial and non-financial components, though for non-financial assets, only the value of dwellings is considered in this indicator. Financial assets and liabilities covered include currency and deposits; debt securities; loans; equity and investment fund shares or units; insurance, pensions and standardised guarantee schemes; financial derivatives and employee stock options; and other accounts receivable or payable. The indicator includes households and non-profit institutions serving households (NPISHs).
The indicator is measured as a percentage of household and NPISH net disposable income.
