Directorate for Financial and Enterprise Affairs


OECD Business and Finance Outlook 2021

AI in Business and Finance

The OECD Business and Finance Outlook is an annual publication that presents unique data and analysis on the trends, both positive and negative, that are shaping tomorrow’s world of business, finance and investment. Artificial Intelligence (AI) has progressed rapidly in recent years and is being applied in settings ranging from health care, to scientific research, to financial markets. It offers opportunities, amongst others, to reinforce financial stability, enhance market efficiency and support the implementation of public policy goals. These potential benefits need to be accompanied by appropriate governance frameworks and best practices to mitigate risks that may accompany the deployment of AI systems in both the public and private sphere. Using analysis from a wide range of perspectives, this year’s edition examines the implications arising from the growing importance of AI-powered applications in finance, responsible business conduct, competition, foreign direct investment and regulatory oversight and supervision. It offers guidelines and a number of policy solutions to help policy makers achieve a balance between harvesting the opportunities offered by AI while also mitigating its risks.

Published on September 24, 2021

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Abbreviations and acronyms
Executive summary
Trends and policy frameworks for AI in finance
AI in finance
Human rights due diligence through responsible AI
Competition and AI
The use of SupTech to enhance market supervision and integrity
Managing access to AI advances to safeguard countries’ essential security interests
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