OECD Recommendation on Financial Literacy


29/10/2020 - The Recommendation on Financial Literacy was adopted by the OECD Council during the 2020 OECD Ministerial Council Meeting. It presents a single, comprehensive, instrument on financial literacy to assist governments, other public authorities, and relevant stakeholders in their efforts to design, implement and evaluate financial literacy policies. It is part of a  holistic approach to financial-consumer issues, where financial literacy, together with improved financial access, adequate consumer protection, and regulatory frameworks, are expected to support financial resilience and well-being.


The Recommendation covers three main areas:

  • National strategies for financial literacy

  • Financial literacy and the various sectors of the financial landscape

  • Effective delivery of financial literacy programmes

It also looks at how to address the needs of vulnerable groups, takes into account the increased digitalisation of finance and draws on recent research and evidence.


The Recommendation was developed initially in the OECD International Network on Financial Education (INFE) to consolidate four existing OECD Council Recommendations on financial literacy and to take into account recent OECD work on financial literacy recognised in global fora such as the G20 and APEC. It was then refined through a comprehensive and iterative process involving OECD Committees and a public consultation, reflecting a whole-of-government consensus in OECD countries.


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Related documents

OECD/INFE Guidelines on Private and Not-for-profit Stakeholders in Financial Education

OECD/INFE Policy Guidance on Addressing Women’s and Girls’ Needs for Financial Awareness and Education

OECD/INFE High-level Principles on the Evaluation of Financial Education Programmes

OECD/INFE Policy Guidance on Digitalisation and Financial Literacy

OECD/INFE High-level Principles on National Strategies for Financial Education


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