Culture and Financial Literacy in South East Europe



Date of publication
24 March 2023


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24 March 2023 - Countries from South East Europe have made important strides towards greater financial literacy of individuals and households. That said, there remains scope for further progress and improvement. This paper offers an initial analysis of the role of culture and its relation to financial literacy and formulates preliminary policy considerations in favour of effective financial education in the region. It also identifies some avenues for further research on culture and financial literacy, with the goal to enable more practical and implementation-oriented policy conclusions.

The paper was prepared by the OECD in the framework of its Technical Assistance Project for Financial Education in the Constituency Programme of the Ministry of Finance of the Netherlands, carried out with the financial support of the Ministry. 


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