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The focus of this Guide is on improving the quality and timeliness of these key debt statistics and promoting a convergence of recording practices. This Guide is a useful source of reference for national compilers and users.
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08/08/2012 - The newly launched OECD Financial Dashboard responds to the need highlighted by the crisis to better monitor financial activity and stock positions of households, governments, financial and non financial corporations and the total economy. The Dashboard offers a comprehensive set of financial indicators covering financial flows (transactions) and stocks. Household financial debt presented below is one of these indicators. |
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Household debt
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Household debt as a percentage of gross disposable income remains high in OECD economies four years after the start of the global financial crisis, but signs of deleveraging have started to appear in the United States, the United Kingdom, Spain and Portugal. In other countries where household debt as a percentage of gross disposable income had also increased to high levels in the run up to the crisis, rises in levels of indebtedness have moderated. Two countries, Germany and Japan, have moved in opposition to the general trend and recorded continuous decreases in their levels of household debt as a percentage of gross disposable income between 2000 and 2010.
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