Insurance and pensions

Fiscal incentives and retirement savings


Launched in 2014, this project will review the cost effectiveness of tax and other financial incentives, as well as assess the more efficient ways of using public money to increase savings for retirement, retirement income and replacement rates. The project will take into account the distributional impact of various measures and will examine alternative means of encouraging saving in complementary private pension plans other than current tax advantages.

The project will address three key questions that interest policy makers:

  • What the different fiscal incentives are, and how they work
  • Whether those fiscal incentives are cost efficient in terms of increasing contributions into private pensions and, ultimately, contributing to adequate overall retirement incomes
  • What other alternatives to encourage retirement savings may be more efficient.

Download the full project description (pdf)


Pablo Antolin (tel: +33-1 45 24 90 86 |

Stéphanie Payet (tel: +33-1 45 24 15 24 |


Pensions Outlook

Pension Markets in Focus

Improving the design of retirement saving pension plans

Mortality and life expectancy - Longevity risk

Retirement Savings Adequacy

Annuity products

Global Pension Statistics

Pensions at a Glance


With the support of the
European Union


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