3-January-2017
English
The OECD is working on improving the understanding of the problems facing annuity markets by focusing more closely on the nature of the guarantees provided by annuity products and their costs for insurance companies and consumers.
17-December-2016
English, PDF, 1,475kb
This article provides an overview of the evolving investment strategies of insurers and identifies the opportunities and constraints they may face with respect to long-term investment activity. It investigates the extent to which changes in macroeconomic conditions, market developments and insurance regulation may affect the role of insurers in long-term investment financing.
6-December-2016
English
Launched in 2014, this project will review the cost effectiveness of tax and other financial incentives, as well as assess the more efficient ways of using public money to increase savings for retirement, retirement income and replacement rates.
6-December-2016
English
This project investigated whether people are saving enough for retirement and examining the role that private pensions can play in the retirement readiness of the working age population.
5-December-2016
English
This publication helps policy makers to better understand annuity products and the guarantees they provide in order to optimise the role that these products can play in financing retirement. Product design is a crucial factor in the potential role of annuity products within the pension system, along with the cost and demand for these products, and the resulting risks that are borne by the annuity providers. Increasingly complex products, however, pose additional challenges concerning consumer protection. Consumers need to be aware of their options and have access to unbiased and comprehensible advice and information about these products.
5-December-2016
English
The OECD Pensions Outlook 2016 assesses policy issues regarding strengthening pension systems and, in particular, funded pension plans. It covers defined benefits and defined contribution pension plans; fiscal incentives to save for retirement; policy measures to improve the financial advice for retirement; annuity products and their guarantees; pension design and financial education; and the pension arrangements for public-sector workers, including a comparison with those for private sector workers.
5-December-2016
English
Good morning everyone. It is a pleasure for me to be here today to launch the 2016 OECD Pensions Outlook. I’m glad to see great friends and experts on one of the defining issues of our era. Good to see Phyllis Borzi and Ambrogio Rinaldi with us today.
5-December-2016
English
Every two years, the OECD Pensions Outlook provides an analysis of the main policy issues affecting pensions in OECD countries and assesses trends in retirement income systems. It discusses policy initiatives for strengthening pension systems, funded private pension systems in particular.
5-décembre-2016
Français
De plus en plus, des dispositifs de retraite dont les prestations sont adossées à des actifs viennent compléter le revenu servi à la retraite par des entités publiques, dans les pays de l’OCDE et dans le monde entier, notamment là où existe un lien direct entre cotisations, actifs et prestations.
5-December-2016
English, PDF, 714kb
The OECD International Network on Financial Education developed two practical policy tools to support policy makers in identifying financial education needs for retirement and in improving their financial education efforts in this area. The two policy tools include this checklist and a matrix contained in Chapter 5 of the 2016 OECD Pensions Outlook.