Business Models of Banks, Leverage and the Distance-to-Default

This study models the distance-to-default (DTD) of a large sample of banks from 2004 to 2011 and examines the results from the perspective of policy approaches that aim to reduce the riskiness of banks.

2012 OECD/IOPS Global Forum on Private Pensions

The 2012 global forum focused on the pension industry in Latin America, the cost and coverage of pension systems, long-term investing and infrastructure, designing default options and financial education and pensions communication.

Evaluating Financial Education Programmes

These principles relate to the monitoring and evaluation of a wide variety of financial education provisions, from individual courses and seminars to large scale programmes and media campaigns.

Also Available

• Financial Education in Schools
• National Strategies for Financial Education

Pension Markets in Focus

Pension Markets in Focus provides a unique source of comparable statistics and indicators of funded pension plan systems from an international perspective and also facilitates cross-country comparisons of the most up-to-date statistics and indicators on key aspects of retirement systems across OECD and non-OECD countries. It provides information about the main trends and features of funded pension plan systems in a clear and concise

Pension Markets in Focus, No.9, September 2012

Pension fund assets in OECD countries hit a record USD 20.1 trillion in 2011 but return on investment fell below zero, with an average negative return of -1.7%s, according to the OECD’s latest Pension Markets in Focus. The report says that weak equity markets and low interest rates drove the poor performance.

Global imbalances and the development of capital flows among Asian countries

During the current global crisis, capital inflows into Asian countries have increased,leading to excess liquidity and the risk of potential asset bubbles.

Bank deleveraging, the move from bank to market-based financing, and SME financing

Banks have been lowering their high pre-crisis leverage levels and are preparing for stricter regulatory capital requirements, and in the process have been reducing their lending. With the banking sector expected to shrink considerably, other actors, especially institutional investors, and new forms of financial intermediation will have to meet the credit needs of the economy.

Global Pension Statistics

This project measures and monitors the pension industry, allowing inter-country comparisons of current statistics and indicators on key aspects of retirement systems.

Asian Seminar on financial literacy and inclusion

Organised in Mactan, Cebu, Philippines, this event addressed upcoming challenges and issues related to financial education, literacy and inclusion, with a particular focus on the Asian region.

Financial education in schools brochure

This brochure describes the work of the OECD and its International Network on Financial Education to ensure that the financial education of children start as early as possible and be taught in schools.