By Country: United States

Government programmes

• Financial Literacy Education Commission, US Treasury Office of Financial Education
• Federal Reserve Education, US Federal Reserve
• Insure U — Get Smart About Insurance, The National Association of Insurance Commissioners (NAIC)
• Financial Literacy Training, World Bank
• Financial education program, U.S. President's Advisory Council on Financial Literacy

Civil society programmes

• Jumpstart Coalition for Personal Financial Literacy
• National Endowment for Financial Education (NEFE)
• Junior Achievement Worldwide
• Financial Literacy Training, The World Bank
• The Stock Market Game, www.stockmarketgame.org, administered by the SIFMA Foundation for Investor Education, an affiliate of the Securities Industry and Financial Markets AssociationSIFMA Foundation for Investor Education.
• Financial literacy, AARP, www.aarp.org/money
• Financial education programme, America's Health Insurance Plans (AHIP)
• Center for Social Development, Washington University in St. Louis and University of Missouri-St. Louis
• On-line financial education programmes, Decision Partners www.decisionpartners.org.
  This not-for-profit organization is dedicated to improving the lives of students through innovative online learning programmes. It specializes in young adult financial education, particularly as it relates to the transition to higher education. It produces online education programmes that are customized to the financial knowledge, attitudes and behaviors of each user. Its partners range from the State of North Carolina to PNC Bank to the Association of American Medical Colleges, in addition to colleges and universities nationwide. On-line financial education programmes are available at: www.tuitionedu.org and www.financialliteracy101.org.

Private sector programmes

• Financial Education Resources, Bank-Fund Staff Federal Credit Union (BFSFCU)
• CitiGroup Financial Education Programme
• Guided By History (National: Private Sector)
  Wells Fargo Bank has a blog site that was launched for the 100th anniversary of the great California Earthquake. It discusses famous historical events and how they relate to our lives today, including famous historical disasters. There are also links to disaster preparedness information on the site.
  http://blog.wellsfargo.com/GuidedByHistory
• Institute for Business and Home Safety (National: Private-Civic Partnership)
  The Institute for Business & Home Safety works on behalf of member insurance companies to ensure that model building codes and industry standards incorporate the latest disaster-resistant features.  They have information on their site for homeowners and builders regarding home preparation for natural disasters.
  www.ibhs.org
• National Association of Insurance Commissioners (National: Private Sector)
  The National Association of Insurance Commissioners (NAIC) in the United States provides insurance information for the general population, including some information regarding how natural hazards can affect insurance.
  http://www.naic.org/

Research and articles

• Sissy Osteen et al. (2007), Oklahoma State University, Financial Management Education: Its Role in Changing Behavior, Journal of Extension, Volume 45 Number 3, Article Number 3RIB2, June 2007.
• Federal Reserve Bank of Richmond (2007), A Literature Review on the Effectiveness of Financial Education, Working Paper No. 07-03, June 15, 2007
• National Credit Union Administration (2007), Financial Education www.ncua.gov/FinancialEducation.
• Vanguard Retirement Research Center (2007), How America Saves, see: www.vanguardretirementresearch.com.
• Federal Reserve Bank of Philadelphia (n.d.), Home ownership education and counselling
• Angela Lyons and Erik Scherpf (n.d.), Moving from unbanked to banked: evidence from the Money Smart Program, previously published in Financial Service Review, vol. 13/3, pp. 215-231.
• A.G. Edwards (2007), Background information on their Nest Egg Score
• A.G. Edwards (2006), Nest Egg Score shows that Americans doing a fair job at building wealth
• Annamaria Lusardi and Olivia Mitchell (2006), Baby boomer retirement security: the roles of planning, financial literacy, and housing wealth, Working Paper, WP 2006-114, University of Michigan Retirement Research Center, April 2006.
• Wharton University (2006), Unraveling complexity in products and services
• New America Foundation (2006), Policy Options to Improve Financial Education: Equipping Families for their Financial Futures, by Leslie Parrish and Lisa Servon, June 2006.
• Marsha Courchane (2005), Consumer literacy and credit worthiness
• Elizabeth Bell, et al.(2005), Strengthening private sources of retirement savings for low-income families, The Urban Institute, Opportunity and Ownership Project, No. 5, September 2005.
• AARP (2005), Goodbye to Complacency, Financial Literacy Education in the U.S. 2000-2005
• Pamela Friedman (2005), Providing and Funding Financial Literacy Programs for Low-Income Adults and Youth, Strategy Brief, Finance Project, September 2005.
• Jessica Greene (2005), How Much Do Health Literacy and Patient Activation Contribute to Older Adults’ Ability to Manage Their Health, AARP, Mai 2005.
• Principal (2005), Innovations at work: a guide to best practices in employee benefits
• Consumer Bankers Association (2004), 2004 Survey of Bank-Sponsored Financial Literacy Programs
• Federal Reserve Board (2004), Federal Reserve Personal Financial Education Initiatives, Federal Reserve Bulletin, Autumn 2004.
• Dory Rand (2004), Financial education and asset building programs for welfare recipients and low income workers: the Illinois experience, an essay prepared for the Local Innovations in Welfare and Work Series, The Brookings Institution, Center on Urban and Metropolitan Policy, April 2004 
• Dan Iannicola (2003), testimony on financial education, before the Subcommittee on Education Reform Committee on Education and the Workforce U.S. House of Representatives, JS-950, 28 October 2003.
• Federal Reserve Bank of Cleveland (2003), Financial Education: What Is It and What Makes It So Important?
• Marianne A. Hilgert (2003), Household financial management: the connection between knowledge and behaviour, Federal Reserve Bulletin, July 2003.
• Paul Fronstin, EBRI (2003), Retiree health benefits: savings needed to fund health care in retirement, EBRI Issue Brief no. 254, February 2003.
• Jinhee Kim (2003), Relationships among credit counselling, financial well-being and health, Consumer Interests Annual Volume 49, 2003.
• Federal Reserve Board (2002), Financial literacy: an overview of practice, research, and policy, Federal Reserve Bulletin, November 2002.
• Washington University, St. Louis (2002), Saving Performance in the American Dream Demonstration, October 2002
• Steve Anderson et al.(2002), Financial links for low-income people (FLLIP): an evaluation of implementation and initial training activity, School of Social Work University of Illinois at Urbana-Champaign, December 2002
• GAO (2002), GAO, Private Pensions: Participants Need Information on the Risks of Investing in Employer Securities and the Benefits of Diversification, Report to the Chairman, Committee on Banking, Housing, and Urban Affairs,U.S. Senate, September 2002.
• Sophie Korczyk, AARP (2002), Back to Which Future: the U.S. Aging Crisis Revisited
• Washington University, St. Louis,(2001), A framework of asset-accumulation stages and strategies, Working Paper 01-1.
• National Endowment for Financial Education (2002), Financial literacy in America: individual choices, national consequences, presented at the The State of Financial Literacy in America—Evolutions and Revolutions symposium, held on October 9-11, 2002, in Denver, Colorado, United States. 
• John Hancock Financial Services (2002), Insight into Participant Investment Knowledge and Behavior
• Fannie Mae Foundation (2000), Personal Finance and the Rush to Competence: Financial Literacy Education in the US
• Katy Jacob et al. (2000), Tools for Survival: an analysis of financial literacy programs for lower income families, Woodstock Institute, January 2000.
• Washington University, St. Louis (2000), Saving and asset accumulation strategies used by low-income individuals, Center for Social Development, Working Paper 00-17.
• Institute for Women’s Policy Research (2000), Why privatizing social security would hurt women, IWPR Publication # D437RB, March 2000.
• Cazilia Loibl and Tahira Hira, Effects of financial education on self-directed financial learning and career satisfaction of lower-level, white-collar workers
• Cato Institute (1998), The Benefits of Social Security Privatization for Women, SSP No. 12, 20 July 1998.
• Woodstock Institute (1997), Currency Exchanges Add to Poverty Surcharge for Low-Income Residents, Reinvestment Alert, Number 10, March 1997.
• Roberto Quercia and Susan Wachter (1996), Homeownership counselling performance: how can it be measured?, Housing Policy Debate, Volume 7, Issue 1.