By country - South Africa

Government programmes

• Consumer education, Financial Services Board of South Africa, www.fsb.co.za
• Consumer education, National Credit Regulator (NCR), South Africa, http://www.ncr.org.za

Civil society programmes

• Consumer Education Initiatives and Programmes, South African Insurance Association (SAIA) 
• Masters degree in financial markets, Rhodes University Department of Economics
• Basic Personal Financial Planning, Legal Aid Clinic, University of Stellenbosch, www.usb.ac.za : this program provides debt counseling, focusing towards Personal Financial Planning to low income groups and specific farm workers, kitchen and cleaning staff. The legal Aid Clinic offers workshop sessions on the university of Stellenbosch campus and individual consultation at the Legal Aid Clinic. Advice sessions are free of charge.
  The University of Stellenbosh Business School (USB) also offers a Master's Degree in Development Finance (MDevF), focusing on development finance and Africa's growth needs: http://www.usb.ac.za/usb/degrees/MDevF%20Brochure%20SA.pdf