Financial education and consumer protection

Measuring Financial Literacy


Assessing the levels of financial literacy in the population is a key component of a successful national strategy for financial education, enabling policy makers to identify gaps and design appropriate responses. International comparisons increase the value of such an assessment by enabling countries to benchmark themselves with other countries. Where similar patterns are identified across countries, national authorities can work together to find common methods for improving financial literacy within their respective populations.

Measuring financial literacy and financial inclusion exercise (2015)

Deadline for submission - 30 September 2015

Addressing a call by G20 Leaders to develop practical tools for financial literacy measurement, the OECD is currently inviting countries to participate in an international data collection exercise for measuring financial literacy and financial inclusion.

OECD PISA financial literacy assessment of students

The OECD Programme for International Student Assessment (PISA) has tested 15 year-olds on their knowledge of  personal finances and ability to apply it to their financial problems. This is the first large-scale international study to assess the financial literacy of young people. The results of this assessment were released in July 2014.

Measuring Financial Literacy - Pilot results from 14 countries (2013)

This paper presents the results of an OECD/INFE pilot survey on variations in financial knowledge, behaviour and attitude across 14 countries on 4 continents. It also explores differences in levels of financial literacy by socio-demographics within each of the countries.


The results highlight a lack of financial knowledge amongst a sizeable proportion of the population in each of the countries surveyed. Furthermore, there is considerable room for improvement in terms of financial behaviour. Attitudes are shown to vary widely.




Guide to creating financial literacy scores


OECD PISA financial literacy assessment of students


OECD/INFE Toolkit to Measuring Financial Literacy and Financial Inclusion (2015) 


Set of supplementary questions (2013)


Measuring Financial Literacy - Pilot results from 14 countries (2013)


Measuring Financial Literacy: Questionnaire and Guidance Notes (pdf, 816KB)


Optional Survey Questions for the OECD INFE Financial Literacy Core Questionnaire (pdf, 352 KB)


Framework for the Development of Financial Literacy Baseline Surveys: A First International Comparative Analysis


OECD PISA financial literacy assessment


OECD/INFE Secretariat

Ms. Flore-Anne Messy
Tel: +33 1 45 24 96 56




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